Taking Control of Your Finances: A Special Guide for Young Adults
Dealing with personal finances can be overwhelming for anyone, but especially for people just beginning to manage money on their own. This publication helps young adults — including those just starting a career or a family and others still in school — take control of their finances.
Agency: Federal Deposit Insurance Corporation
Money Tips at All Ages - Your Finances at Different Stages of Life
Tips and strategies for handling your finances at different stages of life.
Agency: Federal Deposit Insurance Corporation
You Can Simplify Your Financial Life
How to save time, reduce stress and eliminate clutter... and maybe even save more money. Ever paid a bill late because you misplaced it? This FDIC Consumer News article includes a list of things you can do to make your banking, bill paying and other financial chores easier. For additional information call toll-free 1-877-ASK-FDIC (1-877-275-3342). For the hearing-impaired, the number is 1-800-925-4618.
Agency: Federal Deposit Insurance Corporation
Savings Fitness: A Guide to Your Money and Your Financial Future
This easy-to-understand publication starts you on the way to setting goals and putting your retirement high on the list of personal priorities. This booklet will help clarify your retirement goals and help you make saving for retirement and other goals a habit. You’ll learn that there is no such thing as starting too early or too late.
Agency: Department of Labor
Tax Information for Plan Participants
Starting a job, marriage, divorce, retirement, death - major life events affect your retirement. Learn more about how major life events may influence retirement planning.
Agency: Department of the Treasury
Step-by-Step Social Security Retirement Benefits Planner
Information on Social Security retirement benefits: discussion of credits needed for benefit eligibility, benefit calculators for estimating benefit levels, questions to ask before applying for benefits, and a guide on how to apply for benefits.
Agency: Social Security Administration
Find Health Insurance for Kids
Federal and state governments join together to offer health insurance coverage for children through Medicaid and the Children’s Health Insurance Program (CHIP). These programs serve families who are not able to afford health insurance coverage in the private market or do not have coverage available to them. Every state’s program is unique and has individual income eligibility rules and benefits covered. This website is designed to connect individuals to their state's programs and resources.
Agency: Department of Health and Human Services
Filing a Claim For Your Health or Disability Benefits
If you participate in a health plan or plan that provides disability benefits, you will want to know how to file a claim for your benefits. This publication outlines some of your plan's obligations and briefly explains the procedures and timelines.
Agency: Department of Labor
Long-Term Care Services and Costs
This tool is designed to help explain what long-term care services are available, how much you can expect to pay for long-term care, and what financing options are available to support your long-term care costs. The results of the Long-Term Care Planning tool are general in nature and not intended to replace comprehensive financial and other long-term personal planning.
Agency: Department of Health and Human Services
Looking for the Best Mortgage?
Shopping around for a home loan or mortgage will help you to get the best financing deal. A mortgage— whether it’s a home purchase, a refinancing, or a home equity loan—is a product, just like a car, so the price and terms may be negotiable. You’ll want to compare all the costs involved in obtaining a mortgage. Shopping, comparing, and negotiating may save you thousands of dollars.
Agency: National Credit Union Administration
Home Mortgages: Understanding the Process and Your Right to Fair Lending
Shop for the mortgage package that best meets your financial needs.
Agency: Board of Governors of the Federal Reserve System
Reverse Mortgages: Are They For You?
The Consumer Advisory, issued by the Office of the Comptroller of the Currency, is designed to help you better understand reverse mortgages. Reverse mortgages are complex loans, and are secured by your home. It is important to understand their terms, risks, and costs before you sign a reverse mortgage contract. It is also important to consider alternatives to reverse mortgages.
Agency: Office of the Comptroller of the Currency
5 Tips for Dealing with a Home Equity Line Freeze or Reduction
Explains consumers' rights and lenders' responsibilities when credit lines are reduced and provides information for those seeking to have a credit line reinstated.
Agency: Board of Governors of the Federal Reserve System
Managing your money has never been more important or more complicated. Make United Northern Financial Management your first stop for financial direction and assistance.
Save money. Monitor your credit report. Protect your financial identity. United Northern Financial Management offers savings on everyday purchases, detailed credit history reports and real time credit monitoring.
Asking the right questions is only half the financial battle. Knowing where to find the right answers is the other half. Visit United Northern Financial Management’s Resources site to find the information you need.